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”justaguy69 “I got on looking for a but of fun but found a whole lot more. In minutes I was messaging sexy locals and setting up my date for the night.I have tried other adult dating sites and they never worked for me.Banks, phone providers, Google and Apple, are reportedly working on mobile payment systems that rely on short-range wireless technology that allows devices to transmit encrypted data.But that kind of technology is at least five years away, so the credit card companies are hoping to continue playing a part in the lives of the 1.7billion people worldwide who have credit cards.Some 40 years after the humble magnetic strip changed banking forever, a new high-tech credit card is heralding another revolution in personal finance.

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In France, for example, credit card fraud fell a massive 80 per cent following its introduction. But a small group of credit card makers are determined to change the way Americans spend their cash.

Citibank released the new 2G card, which has a programmable magnetic strip and buttons on the front for users to choose to use it as a credit card or to spend reward points.

Todd Ablowitz, president of Denver-based Double Diamond Group, a consulting firm that focuses on payments strategy technologies and products told creditcards.com: ‘Although mobile payments is the future, you're not going to move all that overnight to magical phones.

‘So these are step innovations, rather than leap innovations.

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Some are very much needed, and some are probably not going to make it.’ Magnetic strips contact just 70 bytes of memory.